Which Retirement Account to Fill First: 401(k), IRA, HSA
The order to fund U.S. retirement accounts and why: employer match, HSA, Roth IRA, 401(k), taxable, with the 2026 limits and the reasoning.
September 1, 20267 min read
3 guides
Retirement & Investing
The order to fill your accounts, Roth versus traditional, what an HSA really does for taxes, and what happens to a 401(k) when you leave.
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Start with the complete guide
Retirement & Investing
Traditional vs. Roth 401(k): How to Pick
The one question that decides it, why the arithmetic ties when rates match, the five tie-breakers, and why splitting between both is usually right.
October 13, 20267 min read
Retirement & Investing
What Is an HSA, and Why It Beats a 401(k) and a Roth IRA on Taxes
How a Health Savings Account works, the 2026 limits, the triple tax break no other account has, and the receipt strategy that transforms it.
October 6, 20267 min read
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